PRIVACY POLICY

Last updated: May 2026

BREDA FINANCE LTD (“Company”, “we”, “our”, or “us”) is committed to protecting the privacy and personal information of users visiting our website and using our online financial services.

This Privacy Policy explains how we collect, use, store and protect your information when you access our website:
https://bredafinance.online

By using this website, you agree to the practices described in this Privacy Policy.

  1. COMPANY INFORMATION

BREDA FINANCE LTD

Quebec Enterprise Number (NEQ):
1175978460

Registry Number:
1175978460

Registered Address:
18C-3107 av. des Hôtels
Québec (Québec) G1W4W5
Canada

Email:
info@bredafinance.online

Phone:
+1 581 78 11 351

  1. INFORMATION WE COLLECT

We may collect the following categories of personal information when you use our website or submit a loan application:

Personal Identification Information:

  • First name and last name
  • Date of birth
  • Residential address
  • Phone number
  • Email address

Financial Information:

  • Employment information
  • Income details
  • Loan amount requested
  • Repayment preferences
  • Banking or financial details when required

Verification Documents:

  • Government-issued identification
  • Proof of address
  • Supporting financial documents

Technical Information:

  • IP address
  • Browser type
  • Device information
  • Cookies and browsing activity
  1. HOW WE USE YOUR INFORMATION

We use your information to:

  • Process loan applications
  • Verify your identity and eligibility
  • Assess creditworthiness
  • Communicate with you regarding your application
  • Improve our services and website functionality
  • Prevent fraud and unauthorized activities
  • Comply with legal and regulatory obligations
  1. LOAN APPLICATION REVIEW

Submitting an application through our website does not automatically guarantee loan approval.

All applications are subject to:

  • Identity verification
  • Financial assessment
  • Creditworthiness review
  • Internal risk analysis

Additional documents may be requested during the review process.

  1. INFORMATION SHARING

BREDA FINANCE LTD does not sell or rent personal information to third parties.

We may share information only when necessary with:

  • Financial institutions or processing partners
  • Fraud prevention agencies
  • Legal or regulatory authorities
  • Technical service providers assisting website operations

All third parties are required to protect your information in accordance with applicable privacy laws.

  1. DATA SECURITY

We implement reasonable administrative, technical and security measures to protect personal information against:

  • Unauthorized access
  • Disclosure
  • Loss
  • Misuse
  • Alteration

Our website uses secure technologies and SSL encryption to help protect submitted information.

However, no online transmission or storage system can be guaranteed 100% secure.

  1. DATA RETENTION

We retain personal information only for as long as necessary to:

  • Process applications
  • Provide services
  • Meet legal and regulatory requirements
  • Resolve disputes
  • Prevent fraud

Information that is no longer required is securely deleted or anonymized.

  1. COOKIES

Our website may use cookies and similar technologies to:

  • Improve user experience
  • Analyze website traffic
  • Remember user preferences
  • Enhance website performance

Users may disable cookies through their browser settings, although certain website features may not function properly.

  1. YOUR RIGHTS

Depending on applicable Canadian privacy laws, users may have the right to:

  • Access their personal information
  • Request correction of inaccurate data
  • Request deletion of personal information
  • Withdraw consent where applicable
  • Request information regarding data processing practices

Requests may be submitted to:
info@bredafinance.online

  1. THIRD-PARTY LINKS

Our website may contain links to external websites operated by third parties.

BREDA FINANCE LTD is not responsible for the privacy practices, content or security of third-party websites.

Users are encouraged to review the privacy policies of those websites separately.

  1. CHILDREN’S PRIVACY

Our services are intended exclusively for adults who are legally eligible to enter into financial agreements in Canada.

We do not knowingly collect personal information from minors.

  1. CHANGES TO THIS PRIVACY POLICY

BREDA FINANCE LTD reserves the right to update or modify this Privacy Policy at any time.

Any changes will be published on this page with an updated revision date.

  1. CONTACT INFORMATION

If you have any questions regarding this Privacy Policy or your personal information, please contact:

BREDA FINANCE LTD
18C-3107 av. des Hôtels
Québec (Québec) G1W4W5
Canada

Email: info@bredafinance.online
Phone: +1 581 78 11 351
Website: https://bredafinance.online